Unlawful Debt Collection

Unlawful Debt Collection

Unlawful Debt Collection

Stop getting harassed by debt collectors

Stop getting harassed by debt collectors

Stop getting harassed by debt collectors

Debt collectors have rules to follow. If they break them, we're here to protect your rights and hold them accountable.

Debt collectors have rules to follow. If they break them, we're here to protect your rights and hold them accountable.

Debt collectors have rules to follow. If they break them, we're here to protect your rights and hold them accountable.

Not only did they get collection agencies to stop bothering me, but they were able to remove negative entries from my credit report and get money for me! Great service, I highly recommend them!

Bill Babin

Not only did they get collection agencies to stop bothering me, but they were able to remove negative entries from my credit report and get money for me! Great service, I highly recommend them!

Bill Babin

Not only did they get collection agencies to stop bothering me, but they were able to remove negative entries from my credit report and get money for me! Great service, I highly recommend them!

Bill Babin

WHAT IS IT?

WHAT IS IT?

WHAT IS IT?

What does unlawful debt collection look like?

What does unlawful debt collection look like?

What does unlawful debt collection look like?

Unlawful debt collection occurs when debt collectors violate the Fair Debt Collection Practices Act (FDCPA). This is a federal law designed to eliminate abusive practices in the collection of consumer debts.

Unlawful debt collection occurs when debt collectors violate the Fair Debt Collection Practices Act (FDCPA). This is a federal law designed to eliminate abusive practices in the collection of consumer debts.

Unlawful debt collection occurs when debt collectors violate the Fair Debt Collection Practices Act (FDCPA). This is a federal law designed to eliminate abusive practices in the collection of consumer debts.

The FDCPA sets boundaries on how, when, and where a debt collector may contact you. It prohibits harassment, false statements, and unfair practices.

 Violations can range from annoying to downright threatening, causing significant stress and potential financial harm.

 Many consumers are unaware of their rights, allowing unscrupulous collectors to take advantage.

Common examples of unlawful debt collection include:

Calling repeatedly to harass or intimidate you

Calling repeatedly to harass or intimidate you

Calling repeatedly to harass or intimidate you

Contacting you at inconvenient times, like before 8 AM or after 9 PM

Using abrasive or abusive language or making threats

Using abrasive or abusive language or making threats

Using abrasive or abusive language or making threats

Discussing your debt with unauthorized third parties

Discussing your debt with unauthorized third parties

Discussing your debt with unauthorized third parties

Attempting to collect more than you legally owe

Attempting to collect more than you legally owe

Attempting to collect more than you legally owe

How we help

How we help

How we help

Your shield against unlawful collectors

We use our deep knowledge of the FDCPA to stop harassment, hold collectors accountable, and potentially secure compensation for violations.

Why us?

Why us?

Why us?

Why choose The Credit Attorney?

Why choose The Credit Attorney?

Why choose The Credit Attorney?

We’re dedicated to protecting your rights and restoring your identity and financial situation


We're dedicated to protecting your rights and restoring your peace of mind from abusive debt collectors.

We're dedicated to protecting your rights and restoring your peace of mind from abusive debt collectors.


We're dedicated to protecting your rights and restoring your peace of mind from abusive debt collectors.


No upfront cost to you — we get paid only if you win

No upfront cost to you — we get paid only if you win

No upfront cost to you — we get paid only if you win


We have extensive experience in unlawful debt collection cases, with a proven track record of stopping harassment and winning damages

We have extensive experience in unlawful debt collection cases, with a proven track record of stopping harassment and winning damages


We have extensive experience in unlawful debt collection cases, with a proven track record of stopping harassment and winning damages


You get personalized attention and regular updates throughout your case

You get personalized attention and regular updates throughout your case

You get personalized attention and regular updates throughout your case


Our deep knowledge of the Fair Debt Collection Practices Act increases our likelihood of success


Our deep knowledge of the Fair Debt Collection Practices Act increases our likelihood of success


Our deep knowledge of the Fair Debt Collection Practices Act increases our likelihood of success


We offer a free, no-obligation case review to assess your debt collection situation

We offer a free, no-obligation case review to assess your debt collection situation


We offer a free, no-obligation case review to assess your debt collection situation

Testimonials

Testimonials

Testimonials

clients freed from unlawful collection practice

FAQs

FAQs

FAQs

Commonly asked questions

Can debt collectors really be forced to stop contacting me?

Yes, under the FDCPA, you can request in writing that a debt collector cease all communication. We can help you draft and send this request effectively.


Can debt collectors really be forced to stop contacting me?

Yes, under the FDCPA, you can request in writing that a debt collector cease all communication. We can help you draft and send this request effectively.


Can debt collectors really be forced to stop contacting me?

Yes, under the FDCPA, you can request in writing that a debt collector cease all communication. We can help you draft and send this request effectively.


What damages can I recover from unlawful debt collection practices?

You may be entitled to actual damages (like lost wages or medical bills due to stress), statutory damages up to $1,000 per violation, and attorney's fees and costs.


What damages can I recover from unlawful debt collection practices?

You may be entitled to actual damages (like lost wages or medical bills due to stress), statutory damages up to $1,000 per violation, and attorney's fees and costs.


What damages can I recover from unlawful debt collection practices?

You may be entitled to actual damages (like lost wages or medical bills due to stress), statutory damages up to $1,000 per violation, and attorney's fees and costs.


Can debt collectors contact my family or employer about my debt?

Generally, no. Collectors can usually only contact third parties to locate you, and even then, there are strict limits on what they can say.

Can debt collectors contact my family or employer about my debt?

Generally, no. Collectors can usually only contact third parties to locate you, and even then, there are strict limits on what they can say.

Can debt collectors contact my family or employer about my debt?

Generally, no. Collectors can usually only contact third parties to locate you, and even then, there are strict limits on what they can say.

I'm being called about a debt I don't owe. What can I do?

You have the right to dispute the debt and request verification. We can guide you through this process and take action if the collector persists without proper verification.

I'm being called about a debt I don't owe. What can I do?

You have the right to dispute the debt and request verification. We can guide you through this process and take action if the collector persists without proper verification.

I'm being called about a debt I don't owe. What can I do?

You have the right to dispute the debt and request verification. We can guide you through this process and take action if the collector persists without proper verification.

How quickly can you stop the harassing calls?


We can often reduce or stop calls quickly by sending a cease-and-desist letter. Full resolution of your case may take longer, but relief often begins immediately.


How quickly can you stop the harassing calls?


We can often reduce or stop calls quickly by sending a cease-and-desist letter. Full resolution of your case may take longer, but relief often begins immediately.


How quickly can you stop the harassing calls?


We can often reduce or stop calls quickly by sending a cease-and-desist letter. Full resolution of your case may take longer, but relief often begins immediately.


Will suing a debt collector affect my actual debt?

Not directly. Your original debt remains separate from any legal action against unlawful collection practices. However, we may be able to negotiate debt waiver as part of an overall settlement.

Will suing a debt collector affect my actual debt?

Not directly. Your original debt remains separate from any legal action against unlawful collection practices. However, we may be able to negotiate debt waiver as part of an overall settlement.

Will suing a debt collector affect my actual debt?

Not directly. Your original debt remains separate from any legal action against unlawful collection practices. However, we may be able to negotiate debt waiver as part of an overall settlement.

What information should I document about unlawful debt collection practices

Keep a log of all calls (date, time, content), save voicemails, keep all written communications, and note any contact with third parties about your debt.

What information should I document about unlawful debt collection practices

Keep a log of all calls (date, time, content), save voicemails, keep all written communications, and note any contact with third parties about your debt.

What information should I document about unlawful debt collection practices

Keep a log of all calls (date, time, content), save voicemails, keep all written communications, and note any contact with third parties about your debt.

Still have a question?

Still have a question?

Still have a question?

Time to silence the harassment

Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you

601 N. Parkcenter Dr., Suite 202, Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com

Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.

Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.

© 2024 The Credit Attorney, Inc. All rights reserved.

Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you

601 N. Parkcenter Dr., Suite 202,
Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com

Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.

Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.

© 2024 The Credit Attorney, Inc.
All rights reserved.

Time to silence the harassment

Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you

601 N. Parkcenter Dr., Suite 202, Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com

Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.

Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.

© 2024 The Credit Attorney, Inc. All rights reserved.

Time to silence the harassment