About The Credit Attorney
About The Credit Attorney
About The Credit Attorney
Unmix your credit report
Unmix your credit report
Unmix your credit report
When your credit report contains someone else's information, it can derail your financial future. We'll help you separate fact from fiction.
When your credit report contains someone else's information, it can derail your financial future. We'll help you separate fact from fiction.
When your credit report contains someone else's information, it can derail your financial future. We'll help you separate fact from fiction.
I was denied a mortgage loan because my son's negative credit information was mixed on my credit report. Youssef was able to get it removed, and get me paid. He even went above and beyond by talking to the realtor and mortgage officer to explain the legal violation and get everyone to agree to put the deal on hold until he fixed my credit.
Jesus V.
I was denied a mortgage loan because my son's negative credit information was mixed on my credit report. Youssef was able to get it removed, and get me paid. He even went above and beyond by talking to the realtor and mortgage officer to explain the legal violation and get everyone to agree to put the deal on hold until he fixed my credit.
Jesus V.
I was denied a mortgage loan because my son's negative credit information was mixed on my credit report. Youssef was able to get it removed, and get me paid. He even went above and beyond by talking to the realtor and mortgage officer to explain the legal violation and get everyone to agree to put the deal on hold until he fixed my credit.
Jesus V.
What is it?
What is it?
What is it?
What does a mixed file mean?
What does a mixed file mean?
What does a mixed file mean?
A mixed file credit report error occurs when your credit report contains information belonging to another person.
A mixed file credit report error occurs when your credit report contains information belonging to another person.
A mixed file credit report error occurs when your credit report contains information belonging to another person.
In other words, it happens when credit bureaus mistakenly merge or mix credit data from two or more individuals into a single file.
These errors can significantly impact your credit worthiness — potentially leading to loan denials, higher interest rates, or missed opportunities.
Mixed files often result from similarities in names, addresses, or Social Security numbers, but can also stem from algorithmic errors or inadequate verification processes.
In other words, it happens when credit bureaus mistakenly merge or mix credit data from two or more individuals into a single file.
These errors can significantly impact your credit worthiness — potentially leading to loan denials, higher interest rates, or missed opportunities.
Mixed files often result from similarities in names, addresses, or Social Security numbers, but can also stem from algorithmic errors or inadequate verification processes.
Common signs of a mixed credit file include:
Unfamiliar accounts or inquiries on your credit report
Unfamiliar accounts or inquiries on your credit report
Unfamiliar accounts or inquiries on your credit report
Addresses or employers you don't recognize
Addresses or employers you don't recognize
Addresses or employers you don't recognize
Dramatic unexplained changes in your credit score
Dramatic unexplained changes in your credit score
Dramatic unexplained changes in your credit score
Credit applications denied for information not matching your records
Credit applications denied for information not matching your records
Credit applications denied for information not matching your records
Debt collection calls for accounts you never opened
Debt collection calls for accounts you never opened
Debt collection calls for accounts you never opened
How we help
How we help
How we help
our strategy for untangling mixed files
We use our expertise in the credit reporting laws to identify mixed file errors, help you dispute inaccuracies, and ensure your credit report truly reflects you.
Why us?
Why us?
Why us?
Why choose The Credit Attorney?
Why choose The Credit Attorney?
Why choose The Credit Attorney?
We're dedicated to protecting your rights and restoring your background to its correct standing.
No upfront cost to you — we get paid only if you win
No upfront cost to you — we get paid only if you win
No upfront cost to you — we get paid only if you win
We have extensive experience in background check error cases, and a proven track record of success
We have extensive experience in background check error cases, and a proven track record of success
We have extensive experience in background check error cases, and a proven track record of success
Your consultation is free, and strategy-focused from the start
Your consultation is free, and strategy-focused from the start
Your consultation is free, and strategy-focused from the start
You get personalized attention and regular updates throughout your case
You get personalized attention and regular updates throughout your case
You get personalized attention and regular updates throughout your case
Our deep knowledge of credit and background check law increases our likelihood of success
Our deep knowledge of credit and background check law increases our likelihood of success
Our deep knowledge of credit and background check law increases our likelihood of success
Testimonials
Testimonials
Testimonials
Serving you is our number one priority
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
Youssef made this process very easy for me. I was getting multiple calls a day and it was starting to get stressful. Once hired the calls stopped, he always kept me updated with any new information he had and I couldn’t be any more satisfied with what they bring to the table.
Elias
Youssef reached out and really took care of my problem. He was very professional, responded to emails in a timely manner and was very understanding of where I was in my situation. He listened and he was always supporting. I would totally recommend Youssef!! And if I could give him 10 stars I would.
Megan
I am very happy with the service Youssef provided for me. He was on top of everything and kept me informed as to how things where going. I am very happy with everything he did for me. The results where the best and he handled my case very quickly and very professional. If I every need a great lawyer I will use Youssef again.
Debra
Youssef Hammoud help me out with my credit report, it was showing out some discrepancy after my bk luckily I found him, he was very patience to explain to me how my right consumer were violated. The whole process was smooth and He knows what he is doing pretty well, so he gave me confidence that we were going to the right direction now my report is been fix and on top of that I received a lot of Money. Thanks a lot. I truly recommend Youssef’s services Less
Tania
If there is a million stars instead of 5 stars, Youssef will get a million stars from me. During the past 10 months, I was very depressed and I had gained 30 pounds due to my debt problem that I thought had no solutions. My stress level gives my heart a lot of pressure and I started to develop pain in my heart and I was losing a lot of sleep. Fortunately , Youssef was there for me and he turned it around [180] degrees! Now my debt is gone. No more calls from creditors. My financial situation is at best. Youssef approach is effective and extra ordinary !
Raphael
Attorney Youssef is very patient, he explained everything thoroughly and listened to exactly what I wanted. Even checked on me after the fact. I would highly recommend him to anyone that needs his services.
Jose L.
Atty. Youssef, is very professional and knowledgeable. He's very considerate and respectful. He helped me to solve my legal issues and get compensated with my stress and worries.
Olga P.
I went to Hammoud Law, PC for concerns around debt. The team was able to give a comprehensive picture and strategy of what my options were, free of cost. Highly recommend for anyone looking to deal with debt or credit issues.
Ethan R.
FAQs
FAQs
FAQs
Frequently asked questions
How do I know if I have a mixed credit file?
Signs include unfamiliar accounts or inquiries on your report, addresses you don't recognize, or unexplained credit score changes. We offer a free credit report review to help identify these issues.
How do I know if I have a mixed credit file?
Signs include unfamiliar accounts or inquiries on your report, addresses you don't recognize, or unexplained credit score changes. We offer a free credit report review to help identify these issues.
How do I know if I have a mixed credit file?
Signs include unfamiliar accounts or inquiries on your report, addresses you don't recognize, or unexplained credit score changes. We offer a free credit report review to help identify these issues.
Can a mixed credit file hurt my credit score?
Yes, significantly. It can lower your score if negative information from another person appears on your report, or raise it artificially, potentially leading to future problems.
Can a mixed credit file hurt my credit score?
Yes, significantly. It can lower your score if negative information from another person appears on your report, or raise it artificially, potentially leading to future problems.
Can a mixed credit file hurt my credit score?
Yes, significantly. It can lower your score if negative information from another person appears on your report, or raise it artificially, potentially leading to future problems.
How long does it take to correct a mixed credit file?
The timeline varies depending on the specific circumstances of your case, but on average, most cases resolve within 6-8 months of the filing of your lawsuit.
How long does it take to correct a mixed credit file?
The timeline varies depending on the specific circumstances of your case, but on average, most cases resolve within 6-8 months of the filing of your lawsuit.
How long does it take to correct a mixed credit file?
The timeline varies depending on the specific circumstances of your case, but on average, most cases resolve within 6-8 months of the filing of your lawsuit.
Can I fix a mixed credit file on my own?
While you can attempt to dispute errors yourself, mixed files are often complex and challenging to resolve without legal expertise. Our experience can lead to faster and more comprehensive resolutions, and not to mention, can result in financial compensation for the harm you've suffered.
Can I fix a mixed credit file on my own?
While you can attempt to dispute errors yourself, mixed files are often complex and challenging to resolve without legal expertise. Our experience can lead to faster and more comprehensive resolutions, and not to mention, can result in financial compensation for the harm you've suffered.
Can I fix a mixed credit file on my own?
While you can attempt to dispute errors yourself, mixed files are often complex and challenging to resolve without legal expertise. Our experience can lead to faster and more comprehensive resolutions, and not to mention, can result in financial compensation for the harm you've suffered.
What compensation can I receive for a mixed credit file error?
Compensation for emotional distress, harm to your credit, credit denials, out-of-pocket costs, lost wages, and more. The other side is also required to pay your attorneys’ fees and costs if you win. But most importantly, we’ll get your credit report corrected.
What compensation can I receive for a mixed credit file error?
Compensation for emotional distress, harm to your credit, credit denials, out-of-pocket costs, lost wages, and more. The other side is also required to pay your attorneys’ fees and costs if you win. But most importantly, we’ll get your credit report corrected.
What compensation can I receive for a mixed credit file error?
Compensation for emotional distress, harm to your credit, credit denials, out-of-pocket costs, lost wages, and more. The other side is also required to pay your attorneys’ fees and costs if you win. But most importantly, we’ll get your credit report corrected.
Will fixing my mixed credit file affect the other person's credit?
The goal is to separate the mixed files, ensuring each person's credit report accurately reflects their own financial history. This should positively impact both parties.
Will fixing my mixed credit file affect the other person's credit?
The goal is to separate the mixed files, ensuring each person's credit report accurately reflects their own financial history. This should positively impact both parties.
Will fixing my mixed credit file affect the other person's credit?
The goal is to separate the mixed files, ensuring each person's credit report accurately reflects their own financial history. This should positively impact both parties.
What information do I need to provide for my initial consultation?
Copies of your credit reports from all three major bureaus, any denial letters you've received, and documentation of any steps you've already taken to address the issue will be helpful.
What information do I need to provide for my initial consultation?
Copies of your credit reports from all three major bureaus, any denial letters you've received, and documentation of any steps you've already taken to address the issue will be helpful.
What information do I need to provide for my initial consultation?
Copies of your credit reports from all three major bureaus, any denial letters you've received, and documentation of any steps you've already taken to address the issue will be helpful.
Untangle your mixed credit file
Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you
601 N. Parkcenter Dr., Suite 202, Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com
Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.
Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.
© 2024 The Credit Attorney, Inc. All rights reserved.
Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you
601 N. Parkcenter Dr., Suite 202,
Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com
Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.
Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.
© 2024 The Credit Attorney, Inc.
All rights reserved.
Untangle your mixed credit file
Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you
601 N. Parkcenter Dr., Suite 202, Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com
Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.
Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.
© 2024 The Credit Attorney, Inc. All rights reserved.