About The Credit Attorney

About The Credit Attorney

About The Credit Attorney

Deceased reporting errors

Deceased reporting errors

Deceased reporting errors

A mistake like being falsely reported as deceased can freeze your finances and disrupt your life. We’re here to fix it.

A mistake like being falsely reported as deceased can freeze your finances and disrupt your life. We’re here to fix it.

A mistake like being falsely reported as deceased can freeze your finances and disrupt your life. We’re here to fix it.

One of the credit bureaus was reporting me as dead and it caused a bunch of denials. If it wasn't for Youssef, I don't know what I would have done to fix this.

Sam K.

One of the credit bureaus was reporting me as dead and it caused a bunch of denials. If it wasn't for Youssef, I don't know what I would have done to fix this.

Sam K.

One of the credit bureaus was reporting me as dead and it caused a bunch of denials. If it wasn't for Youssef, I don't know what I would have done to fix this.

Sam K.

What are they?

What are they?

What are they?

What does it mean to be reported as deceased?

A deceased reporting occurs when a credit reporting agency or furnisher incorrectly marks you as deceased on your report. This mistake often happens due to miscommunication, data entry errors, or the inclusion of incorrect information in shared data.

Being reported as deceased can lead to sever financial consequences, such as:

  • Denied credit applications due to a “deceased” status

  • Immediate closure of active accounts, including credit cards, loans, and even joint accounts 

  • Inability to generate a credit score or access your credit report

  • Difficulty verifying your identity with lenders, employers, or even utility companies

  • Credit bureaus and furnishers are required, under the Fair Credit Reporting Act (FCRA), t o maintain accurate information about consumers, including their life status. When they fail, they can be held accountable for the harm caused by this error. 

Common signs you’ve been incorrectly reported as deceased include:

Accounts closed suddenly without explanation

Credit applications denied because you’re listed as deceased

No credit score available when you check your reports

Notices from lenders claiming they couldn’t verify your identity due to a “deceased’ status

Notices from credit bureaus that your file is flagged as “deceased.”

How we help

How we help

How we help

Our approach to bringing you back to life

From investigation to resolution, we handle the heavy lifting to remove the deceased status and get your financial life back on track.

Why us?

Why us?

Why us?

Why choose The Credit Attorney?

Why choose The Credit Attorney?

Why choose The Credit Attorney?

We're dedicated to protecting your rights and restoring your true financial identity.


No upfront cost to you — we only get paid if you win.

No upfront cost to you — we only get paid if you win.

No upfront cost to you — we only get paid if you win.


We have extensive experience in resolving deceased reporting errors, with a proven track record of successful resolutions

We have extensive experience in resolving deceased reporting errors, with a proven track record of successful resolutions


We have extensive experience in resolving deceased reporting errors, with a proven track record of successful resolutions


We offer a free, in-depth review of your credit reports to identify potential deceased reporting issues


We offer a free, in-depth review of your credit reports to identify potential deceased reporting issues


We offer a free, in-depth review of your credit reports to identify potential deceased reporting issues


You get personalized attention and regular updates throughout your case

You get personalized attention and regular updates throughout your case

You get personalized attention and regular updates throughout your case


Our deep knowledge of the credit reporting laws increases our likelihood of success in mixed file cases

Our deep knowledge of the credit reporting laws increases our likelihood of success in mixed file cases


Our deep knowledge of the credit reporting laws increases our likelihood of success in mixed file cases

Testimonials

Testimonials

Testimonials

Serving you is our number one priority

FAQs

FAQs

FAQs

Frequently asked questions

How do I know if I’ve been reported as deceased?


Signs include closed accounts, denied credit applications, deceased notifications, or being unable to generate a credit score or credit report.

How do I know if I’ve been reported as deceased?


Signs include closed accounts, denied credit applications, deceased notifications, or being unable to generate a credit score or credit report.

How do I know if I’ve been reported as deceased?


Signs include closed accounts, denied credit applications, deceased notifications, or being unable to generate a credit score or credit report.

Can a deceased reporting error hurt my credit score?

Yes, significantly. A deceased reporting can get rid of your credit score altogether, resulting in credit denials and all sorts of other problems for you.

Can a deceased reporting error hurt my credit score?

Yes, significantly. A deceased reporting can get rid of your credit score altogether, resulting in credit denials and all sorts of other problems for you.

Can a deceased reporting error hurt my credit score?

Yes, significantly. A deceased reporting can get rid of your credit score altogether, resulting in credit denials and all sorts of other problems for you.

How long does it take to correct a deceased report error?

The timeline varies depending on the specific circumstances of your case, but on average, most cases resolve within 6-8 months of the filing of your lawsuit.

How long does it take to correct a deceased report error?

The timeline varies depending on the specific circumstances of your case, but on average, most cases resolve within 6-8 months of the filing of your lawsuit.

How long does it take to correct a deceased report error?

The timeline varies depending on the specific circumstances of your case, but on average, most cases resolve within 6-8 months of the filing of your lawsuit.

Will fixing credit report errors improve my credit score?

In many cases, yes. Removing negative errors can lead to a significant increase in your credit score, potentially improving your access to better financial products and rates.

Will fixing credit report errors improve my credit score?

In many cases, yes. Removing negative errors can lead to a significant increase in your credit score, potentially improving your access to better financial products and rates.

Will fixing credit report errors improve my credit score?

In many cases, yes. Removing negative errors can lead to a significant increase in your credit score, potentially improving your access to better financial products and rates.

Can I fix a deceased credit error on my own?

While you can attempt to dispute errors yourself, deceased reporting errors are often complex and challenging to resolve without legal expertise. Our experience can lead to faster and more comprehensive resolutions, and not to mention, can result in financial compensation for the harm you’ve suffered.

Can I fix a deceased credit error on my own?

While you can attempt to dispute errors yourself, deceased reporting errors are often complex and challenging to resolve without legal expertise. Our experience can lead to faster and more comprehensive resolutions, and not to mention, can result in financial compensation for the harm you’ve suffered.

Can I fix a deceased credit error on my own?

While you can attempt to dispute errors yourself, deceased reporting errors are often complex and challenging to resolve without legal expertise. Our experience can lead to faster and more comprehensive resolutions, and not to mention, can result in financial compensation for the harm you’ve suffered.

What compensation can I receive for a deceased reporting error?

Compensation for emotional distress, harm to your credit, credit denials, out-of-pocket costs, lost wages, and more. The other side is also required to pay your attorneys’ fees and costs if you win. But most importantly, we’ll get your credit report corrected.

What compensation can I receive for a deceased reporting error?

Compensation for emotional distress, harm to your credit, credit denials, out-of-pocket costs, lost wages, and more. The other side is also required to pay your attorneys’ fees and costs if you win. But most importantly, we’ll get your credit report corrected.

What compensation can I receive for a deceased reporting error?

Compensation for emotional distress, harm to your credit, credit denials, out-of-pocket costs, lost wages, and more. The other side is also required to pay your attorneys’ fees and costs if you win. But most importantly, we’ll get your credit report corrected.

What information do I need to provide for my initial consultation?

Copies of your credit reports from all three major bureaus, any denial letters you've received, and documentation of any steps you've already taken to address the issue will be helpful.

What information do I need to provide for my initial consultation?

Copies of your credit reports from all three major bureaus, any denial letters you've received, and documentation of any steps you've already taken to address the issue will be helpful.

What information do I need to provide for my initial consultation?

Copies of your credit reports from all three major bureaus, any denial letters you've received, and documentation of any steps you've already taken to address the issue will be helpful.

Still have a question?

Still have a question?

Still have a question?

Get your credit back where it belongs

Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you

601 N. Parkcenter Dr., Suite 202, Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com

Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.

Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.

© 2024 The Credit Attorney, Inc. All rights reserved.

Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you

601 N. Parkcenter Dr., Suite 202, Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com

Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.

Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.

© 2024 The Credit Attorney, Inc. All rights reserved.

Get your credit back where it belongs

Legal Solutions for credit reporting and debt collection issues - no out of pocket cost to you

601 N. Parkcenter Dr., Suite 202,
Santa Ana, CA 92705
+1 (949) 301-9692
info@thecreditattorney.com

Inaccurate credit reporting or unlawful debt collection causing you undue stress? The Credit Attorney will fight for your rights and get your financial life back on track - at no out of pocket cost to you.

Attorney Advertising: Prior results do not guarantee similar outcomes. This website is for informational purposes only and does not constitute legal advice. Case outcomes depend on individual facts and legal circumstances.

© 2024 The Credit Attorney, Inc.
All rights reserved.

Get your credit back where it belongs